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Personal Insurance

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Davidson & Associates Insurance is a local, independent insurance agency that provides tailored, personalized insurance coverage at a price that matches your budget.

Our professional agents will get to know your unique insurance needs and offer solutions for everything you have to insure. Learn more about our insurance products below.

Wherever it is that you call home, whether a sprawling estate in the country, a quiet suburban house, or a bustling downtown condo, Davidson & Associates Insurance can help you find the right Vancouver home insurance policy that fits your needs.

Whether you are buying your first home, relocating to the area, or simply reviewing your home insurance, Davidson & Associates Insurance is here for you. We specialize in making it easy to choose insurance policy options that work for you. Contact us today to find out what we can offer you.


You have a lot of choices when it comes to how and where you buy your Vancouver car insurance. Choosing an independent insurance agent like Davidson & Associates Insurance ensures you still have choices, but also have a trusted advisor that you can depend on to help you find the policy that best fits your needs.

Davidson & Associates Insurance works with a wide range of insurance companies that offer reliable Vancouver car insurance. Contact us today to find out how we can help you.

Your time out on the water should be relaxing and fun (and safe!). Be sure your watercraft and equipment is properly insured. Davidson & Associates Insurance offers customized policies that meet your needs and your budget. Our partnership with multiple insurance companies allows us to find just the right coverage for you.

Whether you've bought your first boat, expanded your fleet to include a couple of JetSkis, or are simply reviewing your options, Davidson & Associates Insurance can help with your Vancouver boat insurance needs. Contact us today to find out how we can help you.

Classic Car

Insurance for classic cars is a bit more involved than the average auto insurance policy, but Davidson & Associates Insurance can help you find the right balance between coverage and your budget.

Whether you're restoring an antique or just purchased a classic car, you'll want to protect your investment.

Davidson & Associates Insurance works with insurance companies that specialize in insuring classic and antique cars. Contact us today to find out more.

While your condo association likely carries an insurance policy that covers their property and the physical structures as well as common areas on the property, as a condo-owner, you want to ensure your property and possessions are adequately covered. From your appliances to your personal possessions to the upgrades you've added to the unit, Davidson & Associates Insurance can help you ensure that you're insured.

Davidson & Associates Insurance partners with many insurance companies that offer complete Vancouver condo insurance. Contact us today to find out how we can help you.


90% of Americans live in areas considered seismically active, but most homeowner, condo, and renters insurance policies don't cover earthquake damage. The limits of what your policy covers can be confusing, but our professional agents have the expertise to help you decide if you should consider earthquake insurance.

Davidson & Associates Insurance works with many insurance companies that offer additional Vancouver earthquake insurance. You may even be able to obtain a policy from the same company who insures your home. Contact us today to find out more.

It's an oddity that flooding is the most common natural disaster in the United States, yet it's not covered under a standard home insurance policy. While not every home is at high risk for flooding, it's important to understand how risk is identified and whether flood insurance is something you should consider.

Davidson & Associates Insurance insures homes of all kinds. Some homeowners definitely need flood insurance, while others don't live in a high-risk area and can get by without it. Let us evaluate your needs and help you decide if flood insurance is advisable. Contact us today to learn more.

High Value Home

Even with a typical homeowners insurance policy, there's a great risk you may not be able to replace your beautiful home if disaster strikes. Why? Your home's market value is probably higher than what your current policy will cover.

Floating property insurance covers a vessel (without an engine), boathouse or floating home, that is intended for living on water. Floating properties can qualify for one of two types of coverage: broad coverage and basic coverage. Broad coverage is the recommended coverage, but only floating homes that are less than 30 years old and meet other requirements qualify for broad coverage. If a floating home is more than 30 years old, but has recent renovations and meets the other requirements, it may be eligible for broad coverage. Basic coverage can be written for floating homes that do not qualify for broad coverage, as well as basic perils.


If you're shopping for insurance for your first motorcycle, you have a lot of coverage options to consider. Davidson & Associates Insurance can help you look at all the choices, and put together a motorcycle insurance policy that works for you and your budget.

If you're looking to insure your newly upgraded ride, or simply reviewing your policy (always a smart idea!), we're happy to help you explore all of your Vancouver motorcycle insurance options.

Let Davidson & Associates Insurance review your needs and make a recommendation for a policy that fits your unique needs. Contact us today to learn more.

Whether you’re shopping for your college student, just starting out yourself, between houses, relocating, or simply downsizing, Davidson & Associates Insurance can help you pick the Vancouver renters insurance policy that best fits your needs.

We partner with reputable insurance companies to ensure a wide range of choices to meet your unique needs. Be sure to ask us about discounts for apartments with security systems and customers who insure their cars with the same company as their renters insurance policy.


Whether you hit the road a couple times per year or spend months at a time seeing the countryside from your RV, Davidson & Associates Insurance can help find the right RV insurance policy for you.

The insurance companies we work with provide a wide range of coverage options, from vacation liability to 24/7 roadside assistance.

Davidson & Associates Insurance has helped many Vancouver RV owners with their insurance needs. Contact us today to find out how we can help you too.

Home and auto insurance policies have limits to how much will be covered. If faced with paying claims that are beyond what your insurance policy covers, an umbrella policy kicks in and provides you with additional protection.

Whether you're a homeowner or drive a car, motorcycle, boat, RV or ATV, an umbrella policy should be considered.

Davidson & Associates Insurance works with many insurance companies who offer affordable umbrella policies. Contact us today to find out how we can help you.


Are you making decisions on the open water that leave you open to risks? Without comprehensive watercraft insurance in Vancouver you may not be covered in many situations that come up on your boat.

With the increasing prevalence of cyber attacks and the potential financial losses they can cause, personal cyber insurance is becoming an increasingly important form of protection for individuals.

Wire Fraud

If you make a lot of wire transfers normally or if someone in your household is likely to be a target by falling more easily for these scams, wire fraud insurance is vital. Our independent agents can help you find the right policy for your needs and budget, and you get the benefit of personalized service that you won’t find with big insurance companies.

More and more these days, people pay online for the things they need, from groceries to clothing to utilities. Using various forms of online payment, like credit cards and payment processors, makes this type of commerce ultra-easy, and it also lets you send money to family or donate to charities. However, it also introduces more risk to your transactions, and fraudsters are taking advantage of this.


With climate change, the risk of wildfires is increasing across nearly the entire United States right now. Some areas of the country — such as the Pacific Northwest, California, and the Southwest — are in even greater danger than the rest of the nation. In 2022, there were tens of thousands of wildfires. And from 2023 onward, it’s estimated that millions of Americans will have to add wildfires to their list of probable hazards.