If you purchase boat or yacht insurance, you may be asked about adding emergency assistance protection, sometimes known as “Sign & Glide” coverage. Here’s what you need to know about this type of marine insurance, which we recommend for all our clients who are boating and sailing enthusiasts.
What Is Sign & Glide Coverage or Emergency Assistance?
Think of this marine protection like roadside assistance for your on-land vehicle. If you are stranded or run into an emergency, it can get you out of trouble and either back on course again or back to safety at a marina. It’s great to have in case of engine failure and other unexpected occurrences out on the water.
There are different names for this type of coverage with different carriers. Sign & Glide is one version of this coverage available. It uses a mobile app to help you get the services you need. Two of the other most popular emergency assistance policies are Sea Tow and BoatUS.
What Does This Coverage Provide?
Similar to roadside assistance on land, marine emergency assistance offers:
- Dock-to-dock towing
- On-the-water towing
- Fuel delivery
- Jump starts
- Battery replacements
- Soft ungroundings
Most of these programs have different membership tiers based on:
- Saltwater use of your vessel
- Freshwater only operation
- Coverage for multiple vessels
- Towing mileage/distance
- Out-of-area assistance
They typically provide 24/7 service, and members get priority in emergencies. Some use apps, while others rely on cell calls and ship radio communications. These services have a network of providers and marinas, so even if you’re far from home, you can get assistance.
The fees for marine emergency assistance typically range from about $25 per month to several hundred dollars. Assistance for yachts and large vessels may cost more. There may also be additional one-time fees charged for out-of-area services or uncommon situations like ungroundings.
How Do You Add Sign & Glide Coverage or Emergency Assistance to Your Marine Policy?
When you’re starting or upgrading your boat or yacht policy, ask about adding emergency assistance. Depending on your carrier, your insurance agent can tell you about your options and what specific services are provided. If you frequently operate your vessel far from land or in rough conditions, you may also want to inquire about adding search and rescue assistance.
At Davidson & Associates Insurance, our Marine Division specializes in all kinds of coverage for boats, yachts, marinas, and yacht clubs. Call us today at 360-514-9550 to inquire about adding Sign & Glide coverage or emergency assistance to your marine policy. Or reach out online to start your policy at your convenience.
