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Davidson & Associates Insurance Blog

All You Ever Wanted to Know About Insurance

Is Your Home Ready for "The Big One"? A Sober Look at Earthquake Insurance

Living in the Pacific Northwest is a trade-off. We get the stunning mountains, the evergreen forests, and the dramatic coastline. In exchange, we live with the quiet, looming knowledge that we are in serious earthquake...

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NFIP Has Lapsed Due to Government Shutdown

As of midnight on September 30, 2025, the National Flood Insurance Program (NFIP) has NOT been reauthorized by Congress, resulting in an official program lapse due to the ongoing government shutdown. This lapse has...

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QBE's Departure from the Home Insurance Market

The insurance landscape is constantly shifting, and when a major player like QBE decides to exit a significant market segment, it sends ripples throughout the industry. Recently, QBE announced its decision to cease...

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Best Insurance Agency in Clark County

Davidson & Associates Insurance is proud to announce they have been named Best Insurance Agency by the Columbian’s 2025 Best of Clark County. This is the second year in a row earning the title of Best Insurance...

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Davidson & Associates Insurance Named a 2025 Best Practices Agency

Davidson & Associates Insurance Agency has earned the 2025 Best Practices Agency status, joining an elite group of independent insurance agencies from across the United States. The Best Practices Agency designation...

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What Is Ensuing Loss Coverage for Your Boat, Yacht, or Marina?

Hanging out at the yacht club, you may have heard your sailing buddies talking about ensuing loss coverage for their vessels. If you’re not familiar with this clause in many marine insurance policies, this post is for...

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Pet Insurance: Coverage for Sickness, Accidents & Wellbeing

Insurance for Your Pet in Sickness and in Health If you’re a pet owner, you‘ve probably heard a lot about health insurance for pets and may have already purchased it. If you want to insure your pet’s health, it’s...

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What Is Hull Agreed Value and How Does It Affect Your Marine Policy?

When you purchase boat or yacht insurance, one of the main components - alongside liability protection - is coverage for replacing the boat itself if something happens to it. Many marine policies use agreed value for...

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Sign & Glide Coverage or Emergency Assistance: How Does It Work?

If you purchase boat or yacht insurance, you may be asked about adding emergency assistance protection, sometimes known as “Sign & Glide” coverage. Here’s what you need to know about this type of marine insurance,...

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Contractors, Do You Have Marine Liability?

If you’re a contractor who works on certain types of marine construction or waterside projects, you need extra insurance protection for unique scenarios. If you don’t have marine liability coverage, you could find your...

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