Davidson & Associates Insurance Blog

Water damage is a common and often devastating problem for U.S. homeowners and around the world. Let’s take a deep dive into water damage statistics, homeowners insurance vs flood insurance, what is covered and more. — Water damage is the second leading cause of property damage insurance claims in…

The National Flood Insurance Program (NFIP) is facing risks in reauthorization and coverage lapses amidst a potential government shutdown. The deadline for the reauthorization of the NFIP is on September 30^th, and the reauthorization is dependent on the negotiations regarding federal spending. The…

California is facing an insurance market crisis. Insurance carriers are making swift exits out of California, with State Farm and Allstate no longer writing new home policies. Auto is getting stricter in California, and it’s likely that many carriers will soon exit or pause accepting new customers.…

The USPS launched a national #dogbiteawareness campaign to address the large number of postal service employees that were attacked by dogs while delivering mail in the past year. Aggressive dog behavior is a common safety concern of postal workers. Aggressive dogs can be a concern to everyone…

According to the National Highway Traffic Safety Administration, distracted driving is a leading cause of vehicle crashes and more than 3,500 people died because of distracted drivers in 2021 alone. — These statistics highlight the fact that when a driver is ticketed with distracted driving, it’s…

Let’s start by taking a couple of steps back: what exactly is an ADU? ADU stands for Accessory Dwelling Unit – you may have heard it referred to as an In-Law Suite, Granny Flat, Studio or Garden Cottage. They are small living or working spaces that are either: 1.) distinct spaces within the home…