Davidson & Associates Insurance Blog

As of midnight on September 30, 2025, the National Flood Insurance Program (NFIP) has NOT been reauthorized by Congress, resulting in an official program lapse due to the ongoing government shutdown. — This lapse has immediate and critical consequences for those in the process of binding new flood…

The insurance landscape is constantly shifting, and when a major player like QBE decides to exit a significant market segment, it sends ripples throughout the industry. Recently, QBE announced its decision to cease writing new home insurance policies and renewing existing ones in the U.S. This move…

Davidson & Associates Insurance is proud to announce they have been named Best Insurance Agency by the Columbian’s 2025 Best of Clark County. This is the second year in a row earning the title of Best Insurance Agency from Best of Clark County. First and foremost, we want to thank our clients and…

Davidson & Associates Insurance Agency has earned the 2025 Best Practices Agency status, joining an elite group of independent insurance agencies from across the United States. The Best Practices Agency designation is awarded to participants in the Best Practices Study, which analyzes and documents…

Hanging out at the yacht club, you may have heard your sailing buddies talking about ensuing loss coverage for their vessels. If you’re not familiar with this clause in many marine insurance policies, this post is for you. — We’ll explain what ensuing loss coverage is. And we’ll review how it can…